Most people only buy or sell real estate a few times during their lives, and so they are nervous when it’s time to buy or sell again. Don’t worry – we’ll come to your rescue!
Here is a list of what happens as you proceed through buying and selling real estate, so that you know what to expect.
April 26th, 2010 by Kathleen Seide
 Crown Financial in Gainesville is offering loans at 4.375% for a 30 year conventional fixed mortgage… if you are looking for a loan you might want to check them out.
December 2nd, 2009 by Kathleen Seide
 There are a LOT of choices to make when you shop for a home loan. one of the more complicated ones is whether it is worth it to pay points to “buy down” your loan. All your loan decisions are about paying as little as you can for the loan that fits your needs best. That it the case with paying for discount points too.
November 25th, 2009 by Kathleen Seide
 FHA is now introducing a new program for qualifying condos for FHA loans called DELRAP. This could reduce the hassles condo owners are experiencing when trying to sell by making it easier for buyers to get a loan.
DELRAP stands for Direct Endorsement Lender Review and Approval Process. As of October first DELRAP will be the (primary) way that condominiums will be approved for FHA. It may no longer take months for the FHA to review paperwork on a condo association in order to establish it on the “FHA Approved” list for lending.
September 22nd, 2009 by Dan Coffey
 There has been a lot of confusing news about using your $8k tax credit to buy our home. Since the announcement was made by FHA that people will be allowed to apply the money to their purchase we have been waiting for real details of the plan to come out. The Latest News From the [...]
June 23rd, 2009 by Kathleen Seide
Since your credit scores can have a huge affect on your life – from interest rates for home loans to approval for renting an apartment – it’s a great idea to understand how your credit report works. Here is a great video from The Credit Learning Center. It’s almost 5 minutes long, but very worth [...]
June 21st, 2009 by Kathleen Seide
Your credit scores, along with your overall income and debt, are a big factor in determining whether you’ll qualify for a loan and what your loan terms will be. You want to do what you can to improve and maintain your credit score before you apply for a loan. Each of the three major credit [...]
June 17th, 2009 by Kathleen Seide
 The Truth–In–Lending statement (TIL) is a tool that was developed for borrowers (that would be YOU) to determine if company A has a better loan offer than company B, C, or D. The philosophy behind this statement is strictly based on one box at the top left hand corner of the statement labeled Annual Percentage [...]
June 12th, 2009 by Lindsey Browning
 A new law was just passed that affects credit cards in a big way. If you use credit cards regularly it sounds like this law will affect your daily life… here is a great article from MSN Money to help you understand what is changing. Knowing how to use your credit cards and how they [...]
June 8th, 2009 by Kathleen Seide
When deciding on a home loan this is always the big question: “Will rates go up or go down?” Great Rates Nobody is going to argue that rates are too expensive right now. You might be agonizing over .25% changes in your rate quotes but in 3 or 5 years you will probably be impressing [...]
June 2nd, 2009 by Kathleen Seide
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